RARE 2021 CONSTRUCTION ON A SALTWATER CANAL WITH ACCESS TO THE INTRACOASTAL WATERWAY! Discover an exceptional turnkey waterfront residence in Palm Coast's desirable C Section, where newer homes with modern finishes are a rare find. Built by SeaGate Homes, the St. Andrews floor plan combines sophisticated coastal design with effortless Florida living. Featuring 3 bedrooms, 3 full bathrooms, a first-floor private office, and a spacious second-floor bonus room/loft, this home offers flexible living and entertaining spaces. Soft grays, crisp whites, and subtle blue accents create a timeless coastal-meets-nautical atmosphere. The expansive great room showcases a coffered ceiling, crown molding, a stunning ceiling fan, and abundant natural light. The beautifully appointed kitchen features white cabinetry, quartz countertops, stainless steel appliances, designer tile backsplash, pendant lighting, and an oversized island with seating. The dining area overlooks the outdoor living spaces, while sliding glass doors connect indoors and out. Quartz countertops continue throughout the bathrooms. The first-floor primary suite offers privacy and dual walk-in closets; the upstairs loft opens to a covered balcony overlooking the saltwater canal. Extensive owner improvements have transformed this property into a waterfront retreat. A custom saltwater pool by Waldhauer Pool Homes anchors the screened outdoor living area, with Shark Coatings on the pool deck and a generous covered lanai. Plumbing and electrical are in place for a future outdoor kitchen. Enjoy morning sunrises from the extended front patio and spectacular sunsets from the west-facing backyard, complete with fencing and low-maintenance artificial turf. BOATING ENTHUSIASTS WILL APPRECIATE THE OUTSTANDING WATERFRONT AMENITIES! The covered boathouse features an 8,000-pound remote-controlled boat lift, electricity, water, and two remote-controlled up-and-over Jet Ski lifts. Navigate the saltwater canal to the Intracoastal Waterway, passing under three bridges along the route. A seawall completes the waterfront setting. Additional upgrades include decorative trim lighting across all three front levels and around the boathouse, circulating hot water, navy-blue elastomeric exterior paint, copper-coated gutters, and a rear stem-wall foundation. The lots on either side are currently undeveloped. Beyond the property, embrace the Palm Coast waterfront lifestyle: boating, fishing, waterfront restaurants, local dining, and growing shopping options. Explore Flagler Beach, scenic trails, and nearby state parks, including Washington Oaks Gardens and Gamble Rogers. Two AdventHealth hospitals serve the community, while I-95 provides convenient access to Daytona Beach, historic St. Augustine, Jacksonville, and Orlando. With rare 2021 construction, modern finishes, extensive upgrades, and exceptional boating amenities, 13 Curry Court offers move-in-ready coastal living at its finest.